After you file your bankruptcy case, you will receive a Notice of Chapter 13 Bankruptcy Case from the Court. It will tell you the date and time of your Meeting of Creditors.

All Chapter 13 Meetings are held by Zoom. Your attorney will provide you with instructions regarding how to attend the virtual meeting. If you have not been provided instructions by your attorney a few days prior to the meeting, you should contact their office. If you have filed your bankruptcy case without attorney representation, you can email fmc@ch13jax.com at least 7 days in advance of the date of your Meeting to request a link that will allow you to connect to the Zoom meeting. Please include your full name and case number in the email requesting the link.

What to expect at your meeting:

1. You will be sworn in by the Trustee or his attorney.
2. You must state your name for the record.
3. You will be asked questions and need to verify information.
4. Creditors or their representatives will also have an opportunity to ask you questions.

Please provide proof of automobile insurance to your attorney’s office before the day of the meeting, if possible. Click here for more information.

Meetings of Creditors are not court hearings. If there are issues involving your case, they may be identified at the meeting but may not be resolved then. Please keep in mind that the Trustee’s office is prohibited from giving legal advice.

Creditors who wish to participate in a particular Meeting of Creditors must email fmc@ch13jax.com at least 7 days in advance of the meeting and include the debtor name and case number. The Trustee’s office staff will provide you with a Zoom invitation including a link that will allow you to connect to the meeting.